“Mr. Clark, I’m afraid…

“Mr. Clark, I’m afraid I have bad news,” the doctor told his anxious patient. “You only have six months to live.” The man sat in stunned silence for the next several minutes. Regaining his composure, he apologetically told his physician that he had no medical insurance. “I can’t possibly pay you in that time.” “Okay,” the doctor said, “let’s make it nine months.”